A man received a junk-mail containing a fake check for $95,000. He went to get it credited at a local bank as a joke and the bank actually credited it!
Back in the not so distant 1995 a 29 year old male author named Patrick Combs checked his mailbox and found a junk-mail letter inside it. The letter contained a fake check for more than $95,000. The check was “nonnegotiable” and Combs knew from the start he hadn’t received any actual money. Nevertheless, the man decided to go to a First Instate Bancorp branch and to try to get the check credited as a joke.
The man expected the bank to reject the junk-mail check, but much to his surprise, a few weeks after he deposited the check into an auto-teller machine he received a transfer of a total of $95,093.35 in his bank account. Much to the man’s shock, the bank had actually credited his fake check! Once Combs got over his initial shock, he decided to withdraw the money. He put the $95,000 in a cashier’s check and stored the check in a deposit box in the same bank. First Instate realized what had happened only a month after they had credited the man’s check and called him. Unfortunately, he was already away on a vacation, but he told them that the money was in a safe inside the bank. The officials, who called him, were extremely rude to him and threatened him to drill through the deposit box and to send the cops to his home, simply because they claimed he had committed fraud.
Combs, on the other hand, did some research and found out that according to the American law, he had full rights over the money. The man’s story was widely covered by the media, although it’s not clear if he managed to keep the money or not.